Even people with bad credit might need a personal loan from time to time. Often, people with bad credit are good people who had a rough start in life and made some bad decisions early on. That is why National Quick Loans has decided to be a bad credit lender in Missouri. We primarily service St. Charles, Florissant, and the Greater St. Louis area. However, because we accept loan applications online via our website, we're able to give loans anywhere in the state of MO.
How Do We Protect Ourselves from Loss?
While many good people have bad credit, many bad people also have bad credit. Therefore, as a bad credit lender, we have to take certain measures to protect ourselves from being taken advantage of by dishonest borrowers. If we didn't, we would have been put out of business long ago! Just how do we protect ourselves though?
We require certain documentation before we can consider a loan application. For example, we require the following items along with the personal loan application:
- Proof of active checking account in the applicant's name
- Valid U.S. government-issued photo ID
- Proof of income
- Working phone number
So long as an individual meets are requirements and provides these basic documents, we are glad to give them a loan!
We Protect Ourselves as Well as Our Clients
At National Quick Loans, we provide cash loans to our neighbors in need with low rates. We like to think that we offer a useful service to those in need. With that said, there have been times when we've had to turn people down. Fortunately, this is rare, but it does happen. We are a business, and our mission is to make a profit. Therefore, you might think that we are happy to give loans as long as a person meets our qualification criteria. Well, this is not always the case!
We sometimes have to protect ourselves by protecting our customers from themselves. Sometimes, people get accustomed to using payday loans as a way of life. National Quick Loans holds itself to a high standard of ethics within our community, and that is why we are the most trusted bad credit lender in Missouri. State and federal laws also hold us to very strict lending standards, and we have to behave responsibly in every case. Payday loans are intended to be a short-term solution to a short-term problem. While we are always there for our neighbors in need of quick cash, we ask you to please borrow responsibly.
Get Your Cash Today
As the leading bad credit lender in Missouri, we provide an array of benefits aside from the obvious ones. For example, in addition to having no credit checks required for our cash loans, we also have an easy application that can be completed either at home or in our one of our four locations in St. Charles and Florissant. We provide quick application approvals, same-day cash loans, and the lowest rates in St. Louis. With us, you can't go wrong.
View Larger Map