FAQ

FAQ2018-10-10T00:21:22+00:00

You must live in Missouri. Simply fill out an online loan application and one of our friendly Customer Service Representatives will contact you. If approved, your loan will be directly deposited into your bank account. You won’t even have to leave your home! Online loans are usually deposited into your bank account within 24 business hours.

A loan repaid over time with a fixed number of periodically scheduled payments, called installments. You pay a fixed amount periodically, and interest accumulates at a daily permanent rate.

    • All you need is
      • to be employed or have proof of income,
      • be a US citizen, at least 18 years of age,
      • have an active checking account.
      • must be a resident of Missouri.
    • Members of the military and those who have recently filed for bankruptcy are not eligible for an online loan with us.

If you are a new client and a resident of Missouri, fill out our online application. After submitting your request, lender will notify you about the pre-approval as soon as possible. Returning clients just have to log in the system.

No. You will not be charged to apply for the loan, whether or not you are approved. Plus, with our satisfaction guarantee, you won’t be charged any fees if you change your mind about the loan within 24 hours.

Most loan proceeds are received within 1 business day via direct deposit into your designated bank account. Times may vary based on your specific banking requirements. Please check with your local bank as they may charge additional fees in order to receive an ACH.

Installment loan payments will be due on specified dates provided upon approval. The number of payments and the term (length) of the loan will vary by pay frequency. You will be informed of the payment due dates and amounts if your loan is approved.

National Quick Loans will initiate a transfer of funds from your bank account on the day the loan is due. You will be set up to automatically take payments from your bank account to help provide ease and convenience for you. You may also pay with a Credit/Debit card.

We love to see our customers, if you live near one of our stores, come on in to pay your loan.

You can partially or fully prepay your loan at any time with absolutely no prepayment penalty or fee.